TERMS AND CONDITIONS (US)

TERMS AND CONDITIONS (US)

Effective Date: May 2024

www.accredited-inc.com (the “Website”) is the property of Accredited Insurance Holdings, Inc. and its subsidiaries (collectively referred to herein as “Accredited,” “we,” “us,” or “our”).

These terms and conditions (“Terms”) apply to all contents and information available within the Website. You agree, on behalf of yourself and the institution/company or the legal entity that you represent, to be legally bound by the following Terms when you access or use the Website.

DISCLAIMER: This Website contains general information on Accredited and services offered by one or more subsidiary companies. The Website and its contents are not intended to constitute investment or other advice (nor any solicitation to participate in investment or other business) in any country in the world.

Please review these terms carefully. By using the website, you acknowledge that you accept the terms set forth herein. If you do not accept such terms, you may not access the website.

Privacy Policy

What information do we collect?

The Website is provided solely for informational purposes. You can access the Website home page and browse our site without disclosing your personal data. The Website does not enable visitors to communicate with other visitors or to post information to be accessed by others.

Parts of the Website invite you to contact us using either our telephone number or by using the email addresses provided. You may wish to contact us in this way, for example, to request further information in relation to our services or regarding any other enquiries you may have.

How do we use the information we collect?

Personal data provided by you using the contact methods contained within the Website will only be used to respond to enquiries and will not be used for marketing purposes or shared with any third party for marketing purposes.

We do not automatically log personal data, nor do we link information automatically logged by other means with personal data about specific individuals.

For further information on our use of your personal data, please refer to our Privacy Policy .

How do we protect your information?

As required by relevant data protection legislation, we follow strict security procedures in the storage and disclosure of information which you have given to us, to prevent unauthorized access or loss of such information.

While we cannot ensure or guarantee that loss, misuse, or alteration of information will not occur, we use our best efforts to prevent this.

You should also be aware that communications over the internet, such as e-mails, are not secure unless they have been encrypted. Accredited cannot accept responsibility for any non-delivery or loss of personal data.

Use of Cookies

This site uses cookies. Cookies are small text files that our Website may store on your device. Cookies allow our website to function properly, provide content and analyze the usage of our site. If you would like more information about how cookies work in general, including how to delete or disable them, we recommend you visit http://www.aboutcookies.org for detailed guidance covering all browsers.

Please see our Cookie Policy for further information about the cookies used on this Website.

Other Websites

The Website has links to third party Websites as a convenience for users of the Website. Accredited does not control these third party Websites and accordingly has no control over or responsibility for their content. The third party Website links are not and should not be construed as endorsements by Accredited of these Websites or their contents.

When you link to a third party Website, the operator of such other Website may collect information about you. Information collection or privacy practices of any other party are beyond our control or ability to monitor. You should review the privacy policies of any other Website that you visit to understand how your information may be collected and used.

Operation of Website

The Effective Date of these Terms is set forth at the top of this webpage. Accredited reserves the right to make changes to or update these Terms from time to time at our discretion. Any such changes may be provided to you by any reasonable means, including, but not limited to, posting the revised Terms on the Website.

It remains your responsibility to access and check these Terms whenever you access the Website as the latest version of these Terms will govern any future usage by you of the Website. You will be able to determine when this was most recently revised by reading the effective date at the top of this page. We encourage you to return to this webpage frequently so that you are aware of our current Terms.

If you are in any doubt as to the validity of information made available within these pages, we recommend you seek verification by contacting us. Your continued use of the Website after the Effective Date constitutes your acceptance of the amended Terms. The amended Terms supersede all previous versions.

Copyright & Intellectual Property Rights

All copyright and intellectual property rights on the Website and the information, files, documents, text, images, audio, video, and other materials which the Website contains (“Contents”) are the property of Accredited, its subsidiaries, or our licensors, as applicable. . The Contents may not be copied, distributed, modified, reproduced, published, or used, in whole or in part, except for purposes authorized or approved in writing by us. You shall notify Accredited immediately if you become aware of any unauthorized use or copying of Contents by any person. All rights not expressly granted herein are reserved to us and our licensors.

License

Accredited grants you a limited license to access and make personal use of the Website subject to these Terms. The Website and any part of it may not be reproduced, copied, framed, or otherwise exploited for any commercial purpose without the express prior written consent of Accredited.

Use of this Website & Security Restrictions

You agree to use the Website in a manner that is consistent with any and all applicable laws and regulations in the country in which you access the Website. You are prohibited from violating or attempting to violate the security of the Website, including, without limitation, by (a) accessing data not intended for you or logging onto a server which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) accessing or using the Website or any portion thereof without authorization; or (d) introducing any viruses, Trojan horses, worms, logic bombs or other material which is malicious or harmful

You agree not to use the Website:

In any way that violates any applicable federal, state, local, or international law or regulation;
To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm us or users of the Website or expose them to liability;
Use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party’s use of the Website;
Use any robot, spider, or another automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the materials on the Website;
Use any manual process to monitor or copy any of the materials on the Website or for any other unauthorized purpose without our prior written consent;
Use any device, software, or routine that interferes with the proper working of the Website; or

Otherwise attempt to interfere with the proper working of the Website.

Statutory Information

Accredited Insurance Holdings Inc. is registered in the state of Delaware with its Registered Office at c/o Cogency Global Inc., 850 New Burton Road, Suite 201, Dover, DE 19904.

Disclaimer and limitation of liability

WE DO NOT WARRANT THAT ACCESS TO OR USE OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE WEBSITE WILL BE CORRECTED. THE WEBSITE IS PROVIDED BY ACCREDITED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ACCREDITED MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THE WEBSITE. EXCEPT TO THE EXTENT PROHIBITED BY APPLICABLE LAW, IN NO EVENT WILL ACCREDITED, ITS AFFILIATES, OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR OTHER REPRESENTATIVES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL LOSSES OR DAMAGES OF WHATSOEVER KIND ARISING OUT OF ACCESS TO OR USE OF THE WEBSITE OR ANY INFORMATION, CONTENT OR MATERIALS INCLUDED ON THE WEBSITE.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEBSITE, CONTENT, INFORMATION CONTAINED WITHIN THE WEBSITE, OR ANY LINKED THIRD-PARTY SITE THROUGH THE WEBSITE IS TO STOP USING THE WEBSITE. TO THE EXTENT ANY ASPECTS OF THE FOREGOING LIMITATIONS OF LIABILITY ARE NOT ENFORCEABLE, OUR MAXIMUM LIABILITY TO YOU WITH RESPECT TO YOUR USE OF THIS WEBSITE IS ONE HUNDRED US DOLLARS ($100.00). THE FOREGOING LIMITATIONS APPLY EVEN IF THE REMEDIES UNDER THESE TERMS OF USE FAIL OF THEIR ESSENTIAL PURPOSE.

Indemnification

You agree to indemnify, defend and hold harmless us and our affiliates, and our respective officers, directors, employees, agents, and representatives from and against all losses, expenses, damages, and costs, including reasonable attorney fees, resulting from any violation by you of these Terms or from our termination of your access to or use of the Website. Such termination will not affect either party’s rights or obligations that accrued before the termination.

Miscellaneous

These Terms shall be governed and interpreted in accordance with the laws of Delaware, and in the event of a dispute, you irrevocably consent to the exclusive jurisdiction of the state or federal courts of Orange County, Florida, USA, without regard to conflict of law principles.

You represent and warrant that you shall comply with all laws and regulations that apply to your access and use of the Website and any Website-related services, including, but not limited to, any applicable national laws that prohibit the export or transmission of technical data or software to certain territories or jurisdictions.

We reserve the right to seek all remedies available at law and in equity for violations of these Terms, including the right to block your access to the Website and block IP addresses.

If any provision of these Terms is held to be unenforceable, the remaining terms contained herein shall remain in full force and effect, and the unenforceable provision shall be replaced by an enforceable provision that comes closest to the intention underlying the unenforceable provision.

No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Our failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any right.

How to Contact Us

If you have any questions, comments, or notices regarding these Terms, please contact us at p rivacy@accreditedinsurance.com or you can write to us at Data Protection Officer, Accredited Insurance Holdings Inc., 71 Fenchurch Street, London, EC3M 4BS.